Any Nigerian resident aged 18 or above with a valid NIN
and BVN can apply. Employment or income details are used
only for eligibility and risk assessment.
Loan amounts range from NGN 100,000 to NGN 1,000,000,
with repayment terms from 90 to 360 days. The exact loan
amount and term will be provided during application
based on eligibility.
Annual Percentage Rates (APR) range from 24% to 36%. All
fees, interest, and repayment schedules are disclosed
before loan approval. Late payments may incur additional
charges, but the total repayment including late fees
will not exceed 200% of the principal.
Repayment can be made through supported bank accounts or
approved payment channels. You will receive clear
instructions and reminders to ensure timely repayment.
Our team is available to help if you face any
difficulties.
