Novalend Limited — a licensed Nigerian financial services company (RC No. 8737080, Lagos).

Access personal and business loans with clear terms, disclosed fees, and responsible lending practices aligned with Nigerian regulations.

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How much you want?

We provide online instant cash loans with quick

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Trusted by borrowers across Nigeria

Thousands of customers choose DashMe because we operate with transparency and accountability. Every loan comes with clear terms, disclosed fees, and a repayment schedule you can understand before you commit.

No hidden charges, no misleading promises, and no aggressive collection tactics.

Our goal is simple — provide access to responsible credit for individuals and small businesses, while maintaining fair lending practices and data privacy standards aligned with Nigeria’s financial regulations. We earn trust not by advertising, but by delivering reliable service and consistent borrower support.

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Loan Solutions for Real Life Needs

Personal Expenses Loan

For everyday needs such as medical expenses, school fees, or unexpected bills.Clear repayment schedule and disclosed interest before disbursement — no surprises.

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Small Business Support Loan

For traders, shop owners, and small business operators who need working capital. Funds can be used to purchase inventory, manage cash flow, or expand sales operations.

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Salary Advance Loan

Designed for employed individuals who need funds before their next payday. Simple verification and predictable repayment based on income cycle.

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Utility & Essential Services Loan

For essential household needs such as rent, fuel, electricity, or repairs. Flexible terms that help you manage expenses without financial pressure.

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Borrow responsibly and with full clarity.

DashMe is designed to support your financial needs without creating unnecessary pressure.

Before you receive any loan, we show you the exact repayment schedule, total cost, and due dates — so you always know what you are agreeing to.

No hidden fees.

No unclear terms.

No aggressive collection behavior.

You stay in control of your finances. We simply provide access to credit when you need it.

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Loan Approval

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Satisfied Customers

How it works

At every step, you remain in control. DashMe provides responsible lending aligned with Nigerian regulations.

01
Apply for loan

Create your DashMe account and complete secure identity verification using NIN, BVN, and facial recognition.Your data is processed safely and only for verification purposes.

02
Application review

We review your application based on eligibility and risk profile.The interest rate, repayment schedule, and total cost are displayed before you confirm.

03
Get funding fast

Once approved, funds are disbursed to your bank account.Repay according to the agreed schedule using supported payment channels — fully transparent and predictable.

Frequently Asked Questions

Everything you need to know about applying, borrowing, and repaying with DashMe. Clear answers, no hidden details.

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Any Nigerian resident aged 18 or above with a valid NIN and BVN can apply. Employment or income details are used only for eligibility and risk assessment.
Loan amounts range from NGN 100,000 to NGN 1,000,000, with repayment terms from 90 to 360 days. The exact loan amount and term will be provided during application based on eligibility.
Annual Percentage Rates (APR) range from 24% to 36%. All fees, interest, and repayment schedules are disclosed before loan approval. Late payments may incur additional charges, but the total repayment including late fees will not exceed 200% of the principal.
Repayment can be made through supported bank accounts or approved payment channels. You will receive clear instructions and reminders to ensure timely repayment. Our team is available to help if you face any difficulties.
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